Poultry and livestock sector is one of the most important sources of daily protein. The contribution of this home-economy sector is undeniable in both family and national economy. A little opportunity and support can easily make it possible for poultry, cow, goat and other livestock rearing in rural and urban economy. For the welfare of vulnerable and trailing people through the development of this sector, SSS has been making financial and technical support available to all target families.
Goal and Policy
The main target point of the program is to extend income and livelihood of the target people by ensuring proper use of all potentialities and capabilities of poultry and livestock sector. SSS has been adopting the following policies in order to build small and medium poultry and livestock farms in every family:
- Providing financial and technological support to all target families;
- Making their income diversified by ensuring optimum use of opportunities and capacities;
- Providing overall support in creating self and wage-based employment; and
- Increasing the supply and production of poison-free and reliable protein and ultimately alleviate malnutrition from the society.
Implemented Programs and Projects
SSS has been implementing different activities with a view to bringing about a sustainable positive change in the socio-economic condition of target people. The most prioritized sector in this regard is agriculture; poultry and livestock is one of its most important sub-sectors. In order to modernize and develop this sector that supports marginal and destitute people of rural and sub-town regions at their hard times, SSS implements the following activities:
Beef Fattening Credit: There is an uprising demand for sacrificial cows before Eid-ul-Azha. In order to take the opportunity, SSS disburses credits among group member families five to six months ahead of Eid-ul-Azha under beef fattening sector. The credit amount stands between Tk. 30,000 to Tk. 50,000 and the annual service charge is 25 per cent (declining method). But a group member can receive credit up to Tk. 5,00,000 under special approval.
The credit amount have to be repaid following one-time repayment condition after selling cows or a certain period of time. SSS livestock officers continue to provide necessary counsels and technical support to the group members before and after the purchase of cows. On the other hand, the credit facility is provided to the group members of any area that are engaged in cow fattening throughout the year.
General Credit Activities for the Development of Poultry and Livestock: Under the credit program of SSS, target families get credits for poultry, pigeon and other birds, cows, goats and lambs rearing and establishing milk farms. Poultry and livestock is one of the most prioritized sectors of SSS credit program. Both general group members and entrepreneurs get credits under the program. The amount and type of credit are determined based on the circumference of the borrowers’ activities. With a view to increasing skills and workability of group members, a number of trainings and workshops on poultry and livestock development are arranged throughout the year.
PACE Project: PACE (Promoting Agricultural Commercialization and Enterprise) is a value chain development project entitled “Income augmentation and employment creation of entrepreneurs through cow rearing in Chore regions”. SSS started to implement the project from July 2015. Goal of the project is to increase income of cow rearing entrepreneurs through increasing milk production, create employment and provide support to reduce both present and future milk deficiency in national level. PKSF and SSS itself have been providing financial support in this project. Presently, SSS has been implementing the project under 15 branches in five Upazilas of Tangail. The duration of the project is four years.
Objectives of the project include: increasing skill of entrepreneurs on cow rearing in improved way, increasing milk production through artificial cow breeding, increasing the supply of green grass by establishing the entrepreneur as a green grass seller, enhancing primary healthcare through creating LSP (Livestock Service Provider), making the marketing of milk easier through creating local milk market/milk centre, keeping price of milk stable throughout the year, increasing the average income of entrepreneurs from 60-70 per cent, creating employment, reducing cow mortality rate and increasing the number of high productive cows.
LIFT Project: LIFT (Learning and Innovation Fund to Test New Ideas) is a special credit project for creating employment and improving lifestyle quality of poor and marginal people through rearing cow in modern method and increasing productivity. SSS has been implementing the project in Bhairab branch of Kishoreganj since August 2015 with PKSF funding.
The group members of main credit program of SSS that have past experience or intention of cow rearing are the target people of LIFT project. The credit money can be used to rear cows or heifers, process milk, cultivate grass commercially, set up bio-gas plant and so on. The amount of credit fixes at Tk. 30,000 to Tk. 3,00,000.
Objectives of the project include: inspiring members in improved-method high-bred cow rearing, increasing milk supply through more milk production for meeting both local and other demands, rearing bull calves in modern method for meat production, increasing organic quality of soil by using and producing vermi-compost, producing Bio-gas through the proper use of cow-dung, encouraging selected members in yearlong grass cultivation, ensuring the availability of green grass and inspiring members in homestead vegetable cultivation along with cow rearing.
Support to Other Programs and Projects
SSS has some programs and projects excluded from poultry and livestock development program; but they contain livestock development related activities. These activities are executed by the poultry and livestock development program of SSS. For example: the program puts widespread contribution in income generating credit activities of ENRICH program and livestock protein development activities of NEM program.
Review of Result and Achievements
The implemented activities under poultry and livestock development program during 2016-17 put a positive impact in the working are. Both SSS and its group members succeeded in gaining expected results. The overall achievement of the program is presented below:
Beef Fattening Credit: The beef fattening credit has created extra income opportunities for the target people. The group members are specially benefitted owing to one-time repayment system. For this reason, the program has become popular over the entire working area. During 2016-17, a total of 80,250 group members received credit of Tk. 250 crore under beef fattening project. The recovery rate is 99.65 per cent.
General Credit Activities for the Development of Poultry and Livestock: During the reporting period, credit of Tk. 365.28 crore was disbursed under the program among 85,183 group members. Among them, 61,640 group members received credits of Tk. 184.93 crore under general credit program and 23,543 borrowers received Tk. 180.35 crore under enterprise component. The credit recovery rate is 99.68 per cent.
PACE Project: During 2016-17, achievements of the implemented activities under PACE are as follows: 1,600 group members received training, 75 high yielding green grass nursery and 65 model cow farms were established. 25 LSPs were provided with kit-box and other equipments, 120 vaccination camps were organized, 24 issue-based discussion meeting or re-training and workshops were arranged, 25 dairymen or local milk sellers were provided with milk-cans, 1,600 people received technical and technological support and 1,000 cow-disease and proper cow-burial management related calendars were made and distributed.
LIFT Project: During 2016-17, a total of 88 group members received credit of Tk. 68.41 lac under the project and 50 group members received trainings. Apart from that, 40 vermi-compost and three bio-gas plants were set up in the working area, five farmers were encouraged in yearlong grass cultivation and 108 group members were assisted and inspired in yearlong homestead vegetable cultivation.